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Contact

Contact with chambers should be made through the Practice Management Team. They are happy to discuss client requirements and provide further information on such matters as the expertise and experience of individual members, fees, working practices and languages spoken. We have members able to work in French, German, Italian, Spanish, Dutch, Swedish, Greek and Chinese (Mandarin).

Outside working hours, a member of our team is always available to be contacted on matters of an urgent nature. Contact should be made using the Chambers main number or email.

For our Singapore office, for client enquiries please contact our BD Director, Asia Pacific, Lara Quie and for all other queries please contact Lynn Quek. Out of office hours calls will automatically be diverted to our clerking team in London.

London

Twenty Essex
London
WC2R 3AL

enquiries@twentyessex.com
t: +44 20 7842 1200
DX 0009 Lond/Chan Lane

Singapore

28 Maxwell Road
#02-03
Maxwell Chambers Suites
Singapore 069120

singapore@twentyessex.com
t: +65 62257230

Contact

Contact with chambers should be made through the Practice Management Team. They are happy to discuss client requirements and provide further information on such matters as the expertise and experience of individual members, fees, working practices and languages spoken. We have members able to work in French, German, Italian, Spanish, Dutch, Swedish, Greek and Chinese (Mandarin).

Outside working hours, a member of our team is always available to be contacted on matters of an urgent nature. Contact should be made using the Chambers main number or email.

For our Singapore office, for client enquiries please contact our BD Director, Asia Pacific, Lara Quie and for all other queries please contact Lynn Quek. Out of office hours calls will automatically be diverted to our clerking team in London.

London

Twenty Essex
London
WC2R 3AL

enquiries@twentyessex.com
t: +44 20 7842 1200
DX 0009 Lond/Chan Lane

Singapore

28 Maxwell Road
#02-03
Maxwell Chambers Suites
Singapore 069120

singapore@twentyessex.com
t: +65 62257230

19/10/2022

Success in landmark business interruption insurance case

Greggs Plc v Zurich Insurance Plc [2022] EWHC 2545 (Comm) (17 October 2022)

Christopher Hancock KC, Simon Milnes KC and Courtney Grafton successfully represented Greggs in a landmark business interruption insurance case.

On 17 October 2022, Butcher J handed down judgment in a preliminary issues trial in Greggs’ claim against Zurich for over £150 million in business interruption losses arising from the COVID-19 pandemic. The main issue in dispute was the proper approach to aggregation. Zurich’s primary case was that there was only one “single occurrence” under the policy, entitling Greggs to recover only £2.5 million. Butcher J rejected this and accepted in substantial measure Greggs’ primary case that losses should be aggregated by reference to government measures. Butcher J set out seven points to assist parties in identifying which government measures constitute “single occurrences”.

Judgment in Greggs’ preliminary issues trial was handed down alongside the judgments in two other cases which raised similar issues (Stonegate v MS Amlin and Various Eateries v Allianz).

Christopher Hancock KC, Simon Milnes KC and Courtney Grafton were instructed by Manoj Vaghela, Charlotte Pender, Hannah Gornall and Rory Partridge at Charles Russell Speechlys.

Read the judgment